Fox Chase Bank - Consumer Loan Products

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Looking for a new car, to pay for a college education, or a new kitchen? We make it easier than you think with a consumer loan from Fox Chase Bank. Plus, with a choice of financing options, online applications and fast personalized service, the process couldn't be simpler.

Home Equity Installment Loans
- No application fee, no appraisal fee, no closing costs
- Up to 180-month repayment terms
- 1/4% discount on your interest rate with automatic payments from a Fox Chase Bank checking account
- Borrow up to 80% Loan To Value (LTV)*
- Minimum loan amount $5,000.00
- Property insurance required
- Example: On a Home Equity Loan for 60 months at 4.74% APR (Annual Percentage Rate) you would pay $18.75 for every $1,000 borrowed.
- *Approval of a Home Equity Loan is based on:
  - The equity you have in your home less any prior liens
  - Your ability to repay existing credit obligations plus the Home Equity Loan Monthly payment
  - Your credit history as established through a credit bureau report
Home Equity Lines of Credit
- Variable interest rate (Prime Rate + 0%) for the life of the line; maximum rate: 18% APR, floor: 4% APR (Annual Percentage Rate)
- No application fee, no closing fees or loan documentation fees
- Borrow up to 80% Loan To Value (LTV)*
- Minimum loan amount $5,000.00
- Property insurance required
- *Approval of a Home Equity Line is based on:
  - The equity you have in your home less any prior liens
  - Your ability to repay existing credit obligations plus the Home Equity Loan Monthly payment
  - Your credit history as established through a credit bureau report
Overdraft Line of Credit
- Never worry again if a check you write will be covered or if a debit card transaction may exceed your available checking account balance. With a Line of Credit linked directly to your Fox Chase Bank Checking account, you can rest a little easier knowing the extra funds will be available if you need them. We’ll simply advance funds from the line of credit, automatically, when your account balance falls below zero. Plus, there’s no need to write a check to pay your line of credit – your payments will be automatically deducted from your checking account.
FlexLine of Credit
- FlexLine combines the features of a line of credit with the benefits of a fixed rate loan. With FlexLine, you have the ability to convert all or portions of your line to a specific rate, payment and term while keeping any additional line balance open for use.
- Get up to 3 fixed rate loans without reapplying.
- Create a short term fixed rate loan or a long term loan depending on your need.
- Choose your fixed rate and term while still enjoying the availability of any available line balances.

Lending areas: PA COUNTIES - Bucks, Chester, Delaware, Montgomery and Philadelphia. NJ COUNTIES - Atlantic, Burlington, Camden, Cape May, Gloucester, Mercer, Cumberland, Ocean and Salem.